The AI-Native Finance Subsystem Beside Your ERP

Your books stay the system of record. TIEOT resolves the exceptions.

TIEOT continuously audits subledgers, invoices, and bank statements across Tally Prime, NetSuite, and corporate banks. It catches high-value discrepancies, ranks them by financial impact, and prepares ready-to-review vouchers for one-click accountant sign-off.

Open Live Sandbox Queue
Zero ERP Migration
Exact 19,4 Decimal Arithmetic
Tally Prime XML & NetSuite REST
Zero Silent Write-Backs
Interactive Morning Queue Console · Experience the Live Subsystem
Live Sandbox Work QueueDeterministic Engine Active
Dollar-Ranked Work QueueSorted by Impact
CASE-000481rule EXC-ISD-001
21d left
Head-office tax credit was not shared correctly with the branches
Central HO Mumbai (27AAACK1234F1Z5)₹25,20,000.00
XCASE-000008rule EXC-BRS-002
2d left
Bank payment with no ledger entry
Bank · HDFC0004521₹14,89,400.00
XCASE-000016rule EXC-AR-001
-7d
Customer invoice overdue with matching unapplied RTGS payment
MAHINDRA DEFENCE SYSTEMS LTD₹11,21,000.00
XCASE-000009rule EXC-AP-001
13d left
Supplier bill due nearing MSME payment clock deadline
SHREE GANESH FORGINGS PVT LTD₹6,90,300.00
XCASE-000013rule EXC-AP-003
2d left
Early-payment 2% cash discount window closing in 48 hours
RATHI SPECIAL STEELS₹1,648.00
CASE-000481GST & ISD Compliance
Impact at Stake:₹25,20,000.00

Head-office tax credit was not shared correctly with the branches

Counterparty: Central HO Mumbai (27AAACK1234F1Z5) · Source Voucher: HO-ITC-POOL-2026-Q2
THE PROOF · EXACT DECIMAL MATHZero Float Errors
Accumulated HO Ledger Credit
₹25,20,000.00
Mumbai HO central pool balance
Distributed Branch Vouchers
₹0.00
Mandatory GSTR-6 return share
Assistant Investigation & Evidence Rationale

Common agency & consulting pool ITC of ₹25.20L sitting unallocated in Mumbai HO ledger. Mandatory ISD distribution to Pune, Chennai & Sanand manufacturing plants is not yet posted ahead of GSTR-6 monthly return.

Rule check verified by Keel engine · Amount was copied from source records, never fabricated.
Human-in-the-Loop Sign-Off
Draft ISD Journal: Allocate ₹12.6L to Pune, ₹7.56L to Chennai, and ₹5.04L to Sanand based on plant turnover ratio
Protects ₹25.20L in input tax credits from statutory lapse and interest penalties.
100% ExactDeterministic Decimals
0 Silent WritesStrict Human Sign-Off
3-Day CloseDown from 10–15 Days
<45 MinutesZero-ERP Migration Setup
The Friction We Remove

Your ERP Records History. It Does Not Fix Leftovers.

Traditional finance teams lose 15–25 hours every week manually stitching bank feeds, vendor bills, and customer remittances across brittle spreadsheets.

The Traditional Fragile Trap

Manual Excel Stitches & ERP Blindspots

High Cash Leakage
  • 14+ Open Excel Tabs & Broken VLOOKUPsControllers download bank CSVs and daybooks, stitching records across sheets with brittle macros. One renamed column halts the entire recon.
  • Customer Cash Parked "On-Account"Lump-sum RTGS transfers lack narration. Open sales invoices remain flagged overdue, customer credit lines freeze, and DSO stretches by 14–22 days.
  • Duplicate Vendor Invoices Paid TwiceSuppliers resend bills with modified invoice numbers or dates. ERPs fail to catch the collision, causing 0.5%–1.2% direct margin leakage.
  • Expired 2% Early Discounts & MSME 43B(h) ClocksEarly payment discount windows close unnoticed. Under Section 43B(h), overdue micro-enterprise bills lose tax deductibility, triggering 30%+ tax cash hits.
DSO Penalty: +14 to 22 DaysDiscounts Lost: ~1.2% of SpendClose Lag: 8–15 Days
The Tieot Subsystem

Deterministic Compute Beside ERP

Continuous & Verified
  • One Ranked Morning Queue (No Spreadsheets)Tieot audits entries continuously in the background, calculates dollar-ranked exceptions, and presents joined evidence vouchers for 1-click review.
  • Autonomous Residual RTGS / NEFT MatchingCombinatorial partition algorithms match lump-sum bank credits across open sales invoices down to the cent, unblocking customer credit lines instantly.
  • Duplicate Fingerprint Collision DefenseMulti-attribute hashing stops resubmitted supplier bills across entities before authorization, permanently eliminating double payment leakage.
  • Clocked Clocks & 1-Click Human-in-the-Loop Sign-OffCountdown clocks prioritize early settlement discounts and 45-day MSME limits. The controller approves with 1 click; no unattended GL writes.
DSO Acceleration: -12 to 18 DaysDiscounts Captured: 98.4%Close Velocity: 3-Day Close
The Sidecar Subsystem Guarantee

How Tieot Connects, Computes, and Sign-Offs

Why CFOs and internal audit teams trust Tieot: The ERP stays the sovereign book of record. Real money is computed exclusively in deterministic decimal code. The AI assistant researches evidence but cannot touch an amount.

TIER 01

1. Non-Invasive Ingest

Read-only sync from Tally Prime (local XML), Oracle NetSuite (SuiteTalk TBA), and corporate bank feeds (BAI2/MT940/CMS).

Zero ERP migration or schema lock
Content-addressed cryptographic hashing
Schema drift blocker (fails loud, no coercion)
SLO: Hourly / Daily Batch100% Read-Only
TIER 02 · CORE

2. Keel Deterministic Engine

Multi-pass combinatorial matching engine. Real financial numbers are computed in strict 19,4 decimal arithmetic in deterministic code.

Zero LLM money math (No amount hallucination)
Clock deadlines (Urgent, At-Risk, Due)
Residual balancing & multi-invoice allocations
MATH: NUMERIC(19,4)Zero Float Errors
TIER 03

3. 1-Click Controller Sign-Off

The assistant reads joined evidence and drafts vouchers. The controller approves, edits, or snoozes. No unattended ERP write-backs.

1-click voucher approval into books
Cryptographic append-only audit trail
Cites verified source row IDs on every note
POSTING: Human Sign-OffZero Silent Posts
KEEL COMPUTE SPECIFICATIONDETERMINISTIC VERIFICATION
The LLM Schema Strictly Omits Monetary Fields: Why This Matters to Controllers

AI agents must never sum, multiply, or guess financial figures. In Tieot, all amounts are calculated in exact decimal code via the Keel engine. The AI assistant’s tool schemas for classification and drafting completely omit amount fields—the code copies the exact verified ledger amount onto the draft. If an evidence pointer is missing, the Keel engine refuses the draft.

Money Precision
NUMERIC(19,4) Decimal
Exact to the paisa and cent
AI Tool Boundary
Zero Amount Fields in Prompt
Copied by deterministic code
Deadline Clocks
Escalation Windows
40% / 75% window alerts
Autonomous Packs

Four Autonomous Finance Workflows

Pre-configured packs with deterministic rules, escalating clocks, and domain taxonomies designed for immediate installation beside your existing ledger.

Pack: ap-bills

Accounts Payable Defense

Stops duplicate vendor invoices submitted across formats. Enforces 2/10 Net 30 discount capture clocks and checks Section 194C vs. 194J TDS classifications.

Duplicate invoice fingerprinting
Section 43B(h) MSME 45-day radar
Explore AP Defense
Pack: ar-invoices

AR Cash Application

Matches lump-sum RTGS, NEFT, and wire remittances parked "On Account" in Tally against multiple open sales invoices. Lowers DSO by 12–18 days.

Multi-invoice residual balancing
Unblocks customer credit lines
Explore AR Workflow
Pack: bank-book

Continuous BRS Reconcile

Continuous multi-pass reconciliation between cash book and bank clearing statement. Identifies unpresented cheques, timing variances, and unbooked CMS charges.

Unpresented cheques in transit
Auto-debit CMS fee & GST recovery
Explore BRS Workflow
Pack: statutory-tds

Statutory & TDS Compliance

Verifies vendor PAN rates, Form 26AS alignment, and Section 194Q purchase thresholds before the 7th monthly deposit cutoff, eliminating interest penalties.

Form 26AS vs. Ledger reconciliation
Section 194Q purchase threshold alerts
Explore Statutory Rules
Enterprise ERP Connectors

Built for Tally Prime 4.1 & Oracle NetSuite

Most AI finance tools force companies to abandon their ledger or upload sensitive accounting databases to third-party clouds. Tieot runs as an isolated sidecar.

Tally Prime Local XML Bridge (India)Audits purchase, sales, and bank books over LAN without cloud migration. Enforces Indian GSTIN matching, ISD credit allocation, and MSME 45-day clocks.
Oracle NetSuite SuiteTalk REST with TBA (US / Global)Secured via Token-Based Authentication (TBA). Reads multi-subsidiary bills, invoices, and bank clearing lines with granular role-based access.
ARCHITECTURE: NON-INVASIVE SIDECAR
LAN ISOLATED
System of Record (ERP / Bank)Tally / NetSuite
Vouchers · Ledgers · Bank Statements (100% Read-Only)
↓ Ingest & Hash Sync (Hourly / Batch)
TIEOT Finance SubsystemKeel Engine
Deterministic 19,4 Decimal Rules · Countdown Clocks · Joined Evidence
↓ Proposed Resolutions
Controller Sign-Off (HITL)1-Click Approval
Approved Adjustment Voucher → Posted to General Ledger
CFO Value & Working Capital Model

Quantify Your Working Capital Recovery

Estimate the direct cash leakage prevented and trapped working capital freed by Tieot's continuous subledger audit.

Annual Corporate Turnover₹80 Crore
₹20 Cr₹200 Cr₹400+ Cr
Monthly Invoices & Bank Statements850 transactions/mo
150/mo2,000/mo4,000+/mo
Operational Time Recovered: ~13,600 hours / year

Replaces manual Excel macros, bank line reconciliation, and supplier duplicate checks with a daily 10-minute exception queue.

Estimated Annual Capital Preserved14.8x Expected ROI
₹1.36 Cr

Typical charter payback: under 21 days on historical audit run.

Duplicate Bills Prevented
₹12.00 Lakhs
0.15% margin leak
Discounts Captured
₹28.00 Lakhs
2/10 Net 30 terms
DSO Capital Freed
₹96.00 Lakhs
Unapplied RTGS cash
Tailored Impact

Engineered for Finance Leadership & Operators

Executive Leadership

For Chief Financial Officers

Protect working capital, capture early payment discounts, and eliminate manual reconciliation blindspots without replacing your existing accounting system.

  • DSO Acceleration: Free trapped cash by resolving unapplied customer receipts.
  • Margin Defense: Stop duplicate disbursements and capture 2/10 Net 30 terms.
  • Zero ERP Disruption: No 9-month migration; live in under 45 minutes.
Read the CFO Brief
Accounting Operations

For Finance Controllers

Eliminate month-end fire drills and fragile Excel macros. Open your Tuesday to a ranked work queue with joined evidence and 1-click approvals.

  • Continuous Close: Daily BRS reconciliations instead of a 6-day monthly scramble.
  • Audit-Ready Receipts: Every exception cites exact source lines and rule hashes.
  • Statutory Safety: TDS classifications verified before monthly filing cutoffs.
Read the Controller Brief
Guaranteed Zero-Disruption Evaluation

Start Your 14-Day Pilot on Historical Data

Connect your Tally Prime or NetSuite export in under 45 minutes. Tieot audits the prior month's vouchers and delivers a prioritized exception report before you ever touch live data.

DAY 1–2
Read-Only Connect

CSV drop or local XML link. The ledger stays sovereign system of record.

DAY 3–7
First Audit Run

Tieot surfaces unapplied remittances, duplicate bills, and unrecorded fees.

DAY 8–14
CFO Value Report

Review quantified working capital savings and decide to proceed or disconnect.

Read Complete Pilot Agreement Terms